Your Australian digital life — from wherever you've landed
Moving or working abroad should not mean losing your bank, your superannuation portal, your catch-up TV, or your myGov account. TYO Reach gives you a permanent Australian exit IP and routes only the apps that need it, leaving everything else on your fast local connection.
What an overseas IP breaks
Australian services were built for Australian IPs. The moment yours changes to a German, Singaporean, or American address, the problems start.
Banking locks you out
NAB, CommBank, Westpac, ANZ, Bendigo Bank, and most other Australian financial institutions treat logins from overseas IP addresses as potential fraud. The response varies: an extra verification step, a temporary account hold, a forced call to the bank's fraud line, or an outright block. None of this is what you want when you're trying to pay a bill from the other side of the world.
Streaming is geo-restricted
9Now, 7plus, ABC iView, SBS On Demand, 10 Play, Binge, and Stan are all licensed for Australian audiences. The moment you connect from overseas, their geo-check sees a non-Australian IP and refuses playback. Catching up on Australian news, sport, or television while abroad becomes impossible without an Australian exit point.
Government portals are unreliable overseas
myGov, the Australian Taxation Office, Services Australia, Medicare, and state government portals frequently throttle, challenge, or block sessions from offshore IPs. Important interactions — lodging a tax return, checking your Medicare status, updating your address — can't wait until you're next in Australia.
Superannuation portals are often Australian-only
AustralianSuper, HESTA, Sunsuper, REST, Aware Super, and most other funds operate member portals that perform geo-checks. Checking your balance, making a contribution change, updating your insurance cover, or starting a rollover while living abroad often requires an Australian IP address just to load the page correctly.
A permanent Australian exit IP for selected apps
Set it up once. The apps you add to the routing list always appear to be coming from Sydney.
Sydney gateway exit point
Your Australian traffic exits from a Sydney gateway hosted in GCP's australia-southeast1 region. Australian banks, streaming platforms, government portals, and super funds see a stable, domestic IP address — not the IP of whatever country you happen to be living in.
Selective routing — only what you need
Add myGov, your bank's domain, iView, your super fund, and the ATO to the routing list. Everything else bypasses the gateway entirely. You pay data only for what flows through Australia, and you add no latency to services that don't need an Australian IP.
MFA protects your gateway account
Your TYO Reach account is protected by TOTP authenticator codes or Verified Push. Even on an overseas network, your gateway session is authenticated end-to-end. A stolen password alone is not enough to access your account.
Works across all your devices
TYO Reach runs on Android, Windows, macOS, and Linux. One account covers every device you use. Your phone and laptop both route through the Australian gateway simultaneously — no per-device licence required.
Works through most overseas networks
Reach connects to the gateway over standard HTTPS — the same protocol as any web browser. If your home network or workplace internet in your country of residence allows regular browsing, Reach works. No special ports, no kernel modules.
Bandwidth-efficient plans for expat use
Banking and government portal use is low-bandwidth — a few megabytes per session. Streaming is higher. Personal plans are metered so you pay only for what you route through Australia — see the pricing page for current allowances.
Set up before you need it
Create your Reach account and enable MFA
Sign up with your email or Google account. Set up MFA while you're on a reliable connection — it is much easier to handle the initial setup before you're abroad and dealing with roaming data or an unfamiliar network. Your first 500 MB is free with no card required.
Add your Australian services to the routing list
In the Reach app, add the domains for the Australian services you rely on. Common examples: nab.com.au, commbank.com.au, ato.gov.au, my.gov.au, iview.abc.net.au, 9now.com.au, 7plus.com.au, australiansuper.com.au. You can add more at any time.
Download the app on all your devices
Install Reach on your laptop and your phone before you leave. Test it from home — verify that iView loads, that your bank login works, that myGov is accessible. Confirming from Australia means there are no surprises after you land.
Browse your Australian services normally from abroad
With Reach running, everything in your routing list exits from Sydney. Your bank sees a domestic login. iView plays your programme. The ATO portal loads. Everything else — your local banking, local maps, local services — goes direct at full speed.
Australian services that need a domestic IP
Not an exhaustive list — any Australian service that geo-checks IP addresses benefits from routing through Reach.
Australian banking and finance
NAB, CommBank, Westpac, ANZ, ING Australia, Macquarie Bank, Bendigo Bank — all perform IP geo-checks on login as a fraud prevention measure. A Sydney exit IP makes your session appear domestic. Add your bank's primary domain and your internet banking portal domain to the routing list and the overseas login problem disappears.
Streaming and catch-up television
9Now, 7plus, ABC iView, SBS On Demand, 10 Play, Stan, and Binge are all licensed for Australian audiences. With Reach routing your browser through Sydney, they see a domestic IP and stream normally. Watch Australian news, sport, documentaries, and drama as if you never left.
Government and regulatory portals
myGov, the Australian Taxation Office, Services Australia, Medicare, the Australian Electoral Commission, and state government portals all perform better — and often only function fully — on Australian IPs. Tax returns, Medicare claims, Centrelink, and electoral roll updates shouldn't wait until your next visit home.
Superannuation member portals
AustralianSuper, HESTA, Sunsuper, REST, Aware Super, and most other super funds have member portals that expect domestic IPs. Checking your balance, changing your investment options, updating your insurance, or beginning a rollover — route your super fund's domain through Reach and these interactions work normally from anywhere.
What Reach does and doesn't do
Understanding the tradeoffs helps you set it up correctly and avoid surprises.
Reach routes selected apps — it is not a full VPN
Reach proxies the specific domains and apps you add to the routing list. Your other internet traffic — local services, general browsing, video calls — goes direct on your local connection. If you need all your traffic to appear to come from Australia (for reasons beyond what Reach addresses), a full VPN tunnel would be the alternative.
Banking SMS codes still need an Australian number
Reach resolves the IP geo-check that blocks overseas logins. If your bank separately requires a one-time code sent to an Australian mobile number, you still need a working Australian SIM — physical or eSIM. Reach cannot receive your SMS verification codes.
Streaming rights are the bank's or broadcaster's call
Reach exits from a stable, non-flagged Australian IP range. Most Australian banks and streaming services accept it. However, no gateway can guarantee that any particular service will always permit access — streaming rights and bank fraud detection policies can change. The experience for the vast majority of expats using Reach is reliable access, but that is not a guarantee.
Highly restricted networks may require additional setup
Reach uses HTTPS to connect to the gateway, which passes through most overseas networks. If your country of residence has deep packet inspection or active filtering of proxy connections, the WebSocket tunnel mode provides additional coverage. Check the docs for guidance on specific countries.
Will NAB / CommBank / Westpac / ANZ accept the Reach gateway IP?
Yes, for the vast majority of expats. Reach exits from a stable Australian IP range that is not flagged as a known consumer VPN or anonymiser service. Most expats using Reach report that their Australian banks accept logins without challenge. Bank fraud detection policies can and do change, so there is no absolute guarantee — but the track record is good.
My bank sends SMS codes to my Australian number. Does Reach help with that?
Reach resolves the IP geo-check part of the login. If your bank also sends a one-time SMS to your Australian mobile, you still need access to that number — via a physical SIM in a dual-SIM phone, an eSIM service, or a forwarding service. That's a separate issue from the IP check that Reach handles.
Does Reach work in countries with internet restrictions?
Reach connects to the gateway over HTTPS, which passes through most networks that allow general web browsing. In countries with stricter filtering, the WebSocket tunnel mode provides an additional layer. Reliability in heavily restricted environments varies — check the documentation or contact support for guidance on your specific country of residence.
Can I still use a local bank account abroad without Reach interfering?
Yes — just don't add your local bank's domain to the routing list. Reach is per-domain: only the services you explicitly add go through the Australian gateway. Your local banking, local maps, and local services all go direct and are not affected.
Can I use Reach on multiple devices at the same time?
Yes — one account covers all your devices simultaneously. Your phone and laptop can both be routing through the Australian gateway at the same time. There is no per-device limit on personal plans.
How much data do typical expat services use?
Banking and government portal sessions are low-bandwidth — typically a few megabytes per visit. Streaming is higher: roughly 1–2 GB per hour for standard definition. Many expats find a mid-tier plan covers their banking, myGov, and super checks comfortably, with occasional streaming. See the pricing page for current plan allowances.
Is Reach built and operated in Australia?
Yes. TYO is an Australian company (ABN registered) and the gateway exits from Australia's east coast. Support operates in AEST business hours. When you subscribe to Reach, you're supporting an Australian product.
What happens if I move back to Australia?
Reach keeps working — it just becomes a local-exit gateway. Many users keep it active after returning for the per-app routing control and the consistent IP it provides for any professional tools. There's no need to cancel unless you want to.
Keep Australia connected — from wherever you've landed
500 MB free, no card needed. Your Australian exit IP is available the moment you sign up.